Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Insuring Your Second Home There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.